SelectQuotemembers are upgraded for FREE to Charlie+
- 4% earnings** = more $ to enjoy.
- 1% cashback at major pharmacies.
- Priority U.S.-based phone support.
- Social Security 3-5 days early.
- Advanced fraud protection.
- No monthly minimums*. No fees.
Charlie is a financial services company, not a bank. Banking services provided by Sutton Bank, Member FDIC. Charlie accounts are eligible for pass-through FDIC insurance up to $250,000 per ownership category, should Sutton Bank fail. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.
*One-time fees include out-of-network ATM fees and second replacement card fees. See cardholder agreement for full fee schedule.
**Earnings Credit Reward is not the obligation of any bank and is not paid by Sutton Bank. The Earnings Credit Reward is not interest and is offered at the sole discretion of Charlie.
CharlieFraudShield
Comprehensive, personalized protection built exclusively for the 62+.
Customize your FraudShield settings to match the way you live. Just set it and forget it. PLUS, Charlie Gold members get the exclusive “Is This Fraud” email evaluation service. Forward us any email and a real person will review it and evaluate if the email looks suspicious.
Social Security payments 3-5 days early.
Move your Social Security Direct Deposit over to Charlie and get access to your Social Security payment 3-5 days early. No matter when you receive payments, Charlie will make your payment available 3-5 days early each and every month.
Earn 4% = more to enjoy
Your savings deserve a boost, which is why we pass on 4% earnings on average monthly balances. More for you to spend and enjoy, exactly how you decide.*
*Earnings Credit Reward is not the obligation of any bank and is not paid by Sutton Bank. The Earnings Credit Reward is not interest and is offered at the sole discretion of Charlie.
1% Cash Back at most major pharmacies
We’ll pay you 1% cash back on every purchase you make at CVS, Walgreens, Duane Reade and Rite Aid, up to $100 every year.
U.S.-based Customer Support With Priority Service
Need help with anything? Charlie is here for you with U.S.-based customer support. And with Charlie+, you’ll be given priority order when you call in.*
*Charlie+ member calls are given priority placement within customer service call queues, and are handled ahead of calls in the standard membership queue
Additional Benefits
Waived monthly fees as a SelectQuote member. No minimum balance.
*One-time fees include out-of-network ATM fees and second replacement card fees. See cardholder agreement for full fee schedule.
Up to $250,000 fully insured.
Your time is here to enjoy – not worry – about your savings. That’s why Charlie accounts are insured up to $250,000 through our partner bank, Sutton Bank, Member FDIC.
55,000 ATMs all over America.
Allpoint ATMs are located in many popular retail stores: Target®, CVS Pharmacy®, Walgreens®, CircleK® and Speedway® among others. Convenient and fee-free.
Get Charlie+ for FREE as aSelectQuoteMember
Monthly Fees | Plus Free for SelectQuote Members* (normally $8/mo) *$8 fee waived for first two years of membership | Charlie Standard Free |
|---|---|---|
Earnings on average monthly balances | 4%* | 3% |
U.S. Support | Priority | Standard |
Cash Back | 1% back at most Major Pharmacies* *Up to $100 per year | No Cash Back |
FraudShield | Is This Fraud? Email Service | Standard |
*Earnings Credit Reward is not the obligation of any bank and is not paid by Sutton Bank. The Earnings Credit Reward is not interest and is offered at the sole discretion of Charlie.
Join Charlie Now
Charlie is a financial technology company, not a bank. Banking services provided by Sutton Bank, Member FDIC.