Are you 62+?
Welcome to Charlie.
Banking built for you.
Banking for Americans 62+
Advanced fraud protection.- No monthly fees.* No minimums.
- Real human support, 7 days a week.
Are you 62+?
As featured in
Customers in 3000+ cities across all 50 states
4.5 Avg Rating
2K+ 5 Star Reviews
Trustpilot
Charlie is a financial services company, not a bank.
*One-time fees include out-of-network ATM fees and second replacement card fees. See cardholder agreement for full fee schedule.
Carry your loved ones with you
Personalize your Charlie debit card with photos of your loved ones. Get a free Family Photo Card when you sign up with Charlie today.
CharlieFraudShield
Comprehensive, personalized protection built exclusively for the 62+.
Customize your fraud shield settings to match the way you live. Just set it and forget it. We’ll work 24/7 to keep your money safe so that you can have the peace of mind you deserve to focus on the moments that matter.
Additional Benefits
Real human support,
7 days a week
Whether you need assistance during the day, in the evenings, or over the weekend, our friendly Support Team is here to help.
No monthly fees.*
No minimums.
*One-time fees include out-of-network ATM fees and second replacement card fees. See cardholder agreement for full fee schedule.
55,000 fee-free ATMs nationwide.
Allpoint ATMs are located in many popular retail stores: Target®, CVS Pharmacy®, Walgreens®, CircleK® and Speedway® among others. Convenient and fee-free.
Retire from work, not from living.
Charlie gives you access to the funds that are rightfully yours so you can enjoy a life you rightfully earned - when you decide. Having spent a lifetime providing financial security and emotional support to others, now it’s your turn.
Prioritizing your peace of mind
Advanced fraud protection
Trust and security come first at Charlie, with proactive measures including real-time transaction monitoring, protecting your money from fraud and scams.
FDIC-insured
Your savings are safe and secure. Deposits of up to $250,000 are insured through our partner bank, Member FDIC.
You have questions.
Charlie has answers.
Why can’t I log in anymore?
+
What happened to my account?
+
I still have funds with Charlie. How do I get them back?
+
How long will refunds take?
+
What happens if my Social Security deposit was sent to Charlie after January 22?
+
How do I file a dispute now that the service has closed?
+
What if I filed a dispute before January 22?
+
Who do I contact if I have questions now that Charlie is closed?
+
Can I get my statements or transaction history?
+
What happens to my personal data?
+
Will I still receive tax forms for this year?
+
Is Charlie coming back in the future?
+
Anything else? Email Charlie here.
Social Security payments 3-5 days early
No fees. No interest.
Move your Social Security Direct Deposit over to Charlie and no matter when you receive payments, Charlie will make your payment available 3-5 days early.